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301 Greenview Drive, Crystal Lake, IL 60014

773.818.9054 office/cell

866.381.4238 efax



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This office serves clients in real estate transactions of all types. I also assist clients with estate planning for everyone, including the LGBTQ+ community.

I work with clients in Chicago and all over the Chicagoland area, including Wilmette, Skokie, Morton Grove, Plainfield, Wheaton, Glencoe, Lake Forest, Naperville, Oak Park, Winnetka, Des Plaines, Orland Park, Berwyn, Carol Stream, Arlington Heights, Crystal Lake, Barrington, Palatine, Park Ridge, Gurnee, South Holland, Park Forest and more.
My goal is to give each and every client personal, friendly and competent service at a reasonable price. I also strive to use technology in the best way possible to keep my clients informed.
My legal background includes working for a major Chicago developer and working for a boutique firm in their real estate division. I also was a landlord of a three flat building in Rogers Park for over fifteen years and I am a licensed managing broker of a small real estate brokerage.
I work with all different types of clients, including developers, first-time buyers, buyers of second (or third!) homes, all sellers and the LGBTQ+ community. 
My real estate blog is below. Please make sure to check back on a regular basis to check out what's new. I update my blog about once a week and welcome any questions that you may have.
Ask me too about help with personal injury, divorce, and any other legal issues! I know plenty of people in the legal world and can refer you to the right person for your needs.

301 Greenview Drive, Crystal Lake, IL 60014

773.818.9054 office/cell
866.381.4238 efax

Recommend my site by clicking here!

Check out my interview, Expert Advice on Buying a Foreclosed Home on Illinois Homes, one of the top sites for Illinois homes for sale, including Wheaton, IL real estate. Illinois Homes also services Michigan homes for sale and Pennsylvania homes for sale.

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Friday, January 22, 2010

FHA Gets Tougher on Down Payment Rules

The Federal Housing Authority (FHA) is going to be requiring higher, 10 percent down payments from those borrowers with credit scores below 580 in order to shore up their finances. Borrowers with a credit score above 580 will continue to be able to do the 3.5 percent down payment.

FHA will also increase its upfront private mortgage insurance premium from 1.75 to 2.25 precent. The agency is expected to get congressional approval to raise the annual mortgage insurance premiums above the current .55 percent maximum, although it was not been announced as to what they are looking to raise it to.

1:39 pm cst 

Thursday, January 21, 2010

New Rogers Park Rentals Have Green Touch

A new development located in East Rogers Park is perfect for those thinking "green". The development, located at 1340 W. Morse and 1345 W. Lunt, totes high-reflective and hyper-insulated roof, new windows with low-emissivity thermal pane glass filled with argon gas, low-VOC paint, and new energy-efficient lighting.

A section of the parking area was also converted into a patio garden and barbecue area with gas grills, surrounded by rain gardens for nature storm water control. The units have upgraded kitchens with quartz countertops, birch hardwood cabinets and GE Energy Star appliances.

Studios, 1-2 bedrooms are available from $770-$1,365 and the building has a fitness center and 24-hour concierge. 

It's a great addition to the neighborhood! For more information, click here.



2:47 pm cst 

Wednesday, January 13, 2010

Mortgage Rates Dip, But Stay Above 5%
An ever-so-slight dip in interest rates -- but not enough to send them below 5 percent -- perked consumer's appetite for refinancing their mortgages last week, according to data released Wednesday.

The Mortgage Bankers Association said for the week ended Jan. 8, applications to refinance loans increased 21.8 percent from a week earlier, causing the refinance share of mortgage activity to increase to 71.5 percent of all applications.

Meanwhile, purchase applications increased 0.8 percent from a week earlier.

The average contract interest rate for a 30-year, fixed rate mortgage last week was 5.13 percent with 1.17 points, compared with 5.18 percent and 1.28 points the previous week, the trade group said.

On a 15-year mortgage, the average rate slipped to 4.45 percent from 4.62 percent, and the average points paid were 1.04, compared to 0.98 point a week earlier.

1:19 pm cst 

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