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Chicagoland real estate purchases, real estate sales, short sales, foreclosures, first-time buyer
representation, Illinois condominium association representation, estate planning for everyone, powers of attorney, quit claim
deeds and more...
This office serves clients in real estate transactions of all types. I
also assist clients with estate planning for everyone, including the GLBT community, and represent Illinois condominium associations
as needed. I work with clients in Chicago and all over the Chicagoland area, including Wilmette, Skokie, Morton Grove, Plainfield,
Wheaton, Glencoe, Lake Forest, Naperville, Oak Park, Winnetka, Des Plaines, Orland Park, Berwyn, Carol Stream, Arlington Heights,
Crystal Lake, Barrington, Palatine, Park Ridge, South Holland, Park Forest and more.
My goal is to give each and every client personal, friendly and competent service at a
reasonable price.
My legal background includes working for a major Chicago developer and working for a boutique
firm in their real estate division. I am also a licensed Illinois real estate broker and a landlord of a three flat building
in Rogers Park.
I work with all different types of clients, including first-time buyers, buyers
of second (or third!) homes, all sellers and the gay, lesbian and transgender community.
My real estate blog
is below. Please make sure to check back on a regular basis to check out what's new. I update my blog about once a week. 7527
N. Seeley Avenue, Suite 1, Chicago, IL 60645
www.chicagolandrealestatelaw.com
lawgoddess1@gmail.com
773.818.9054
office/cell
866.381.4238 efax
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Friday, January 22, 2010
FHA Gets Tougher on Down Payment Rules The Federal Housing Authority (FHA) is going to be requiring higher, 10 percent down payments from
those borrowers with credit scores below 580 in order to shore up their finances. Borrowers with a credit score above 580
will continue to be able to do the 3.5 percent down payment. FHA will also increase its
upfront private mortgage insurance premium from 1.75 to 2.25 precent. The agency is expected to get congressional approval
to raise the annual mortgage insurance premiums above the current .55 percent maximum, although it was not been announced
as to what they are looking to raise it to.
Thursday, January 21, 2010
New Rogers Park Rentals Have Green TouchA new development located in East Rogers Park is perfect for those thinking "green". The
development, located at 1340 W. Morse and 1345 W. Lunt, totes high-reflective and hyper-insulated roof, new windows with low-emissivity
thermal pane glass filled with argon gas, low-VOC paint, and new energy-efficient lighting. A
section of the parking area was also converted into a patio garden and barbecue area with gas grills, surrounded by rain gardens
for nature storm water control. The units have upgraded kitchens with quartz countertops, birch hardwood cabinets and GE Energy
Star appliances. Studios, 1-2 bedrooms are available from $770-$1,365 and the building
has a fitness center and 24-hour concierge.
It's a great addition
to the neighborhood! For more information, click here. 
Wednesday, January 13, 2010
Mortgage Rates Dip, But Stay Above 5%An ever-so-slight dip in interest rates -- but not enough to send them below 5 percent -- perked consumer's
appetite for refinancing their mortgages last week, according to data released Wednesday.
The Mortgage Bankers
Association said for the week ended Jan. 8, applications to refinance loans increased 21.8 percent from a week earlier, causing
the refinance share of mortgage activity to increase to 71.5 percent of all applications.
Meanwhile, purchase
applications increased 0.8 percent from a week earlier.
The average contract interest rate for a 30-year, fixed
rate mortgage last week was 5.13 percent with 1.17 points, compared with 5.18 percent and 1.28 points the previous week, the
trade group said.
On a 15-year mortgage, the average rate slipped to 4.45 percent from 4.62 percent, and the average
points paid were 1.04, compared to 0.98 point a week earlier.
1:19 pm cst
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